A total of 2.85 million housing units have been successfully delivered as of Nov 13 under the Chinese government's efforts to guarantee smooth delivery, said the Ministry of Housing and Urban-Rural Development on Thursday.

To ensure the completion of housing projects, local governments have adopted tailored and innovative approaches based on regional needs, such as streamlined business operations, incentivized bank financing, enhanced judicial support and differentiated disposal strategies, the ministry said.

The efforts have been reinforced by the establishment of real estate financing coordination mechanisms in 297 cities, which has enabled banks to improve real estate loan processes and develop innovative financing solutions. As of Oct 31, loans for "white list" projects had surpassed 3 trillion yuan ($414.2billion) in approvals, it said.

The initiative has led to significant improvements in delivery rates across the country, with a slew of cities witnessing impressive results. As of Nov 13, 74 regions, including Shanghai; Chengde in Hebei province; Xuzhou in Jiangsu province; and Fujian, Gansu and Heilongjiang provinces reported delivery rates of over 80 percent, it said.

In addition, 24 cities, such as Liupanshui in Guizhou province, Xiamen in Fujian and Ezhou in Hubei province, achieved delivery rates of above 90 percent, while for another six cities, including Xinyu in Jiangxi and Jinchang in Gansu, the figure reached 100 percent.